The Teamsters/R.W.D.S.U. General Workers Union Pension Plan (the “Plan”), became effective January 1, 1992 to provide lifetime financial security to qualified members of the Unions representing the employees of Dairy Producers Co-operative Limited [now owned and operated by Dairy World Foods.] The retirement benefits are the cornerstone of the plan and the value of these benefits will grow the longer you remain with the Company. The Plan also offers benefits to you or your beneficiary in the event of your death prior to retirement, disability or termination of employment.

The Plan is not intended to provide for your retirement by itself. It has been designed to be supplemented by the benefits you will receive from the Canada Pension Plan, Old Age Security programs and your own personal savings or investments.

This guide provides information about how it works, and what you need to think about as you plan your financial retirement future – whether you are early on in your career, approaching retirement, or anywhere in between. The information does not modify or change the meaning of the formal text of the Plan. In the event of disagreement between this booklet and the formal text of the Plan, the formal text will govern. A pdf version of the booklet is available by clicking here.

You have the right to examine any of the following documents:

• All official documents relating to the Plan, including the Plan document, Trust Agreement and Statement of Investment Policy
• The most recent Annual Information Return filed with the Superintendent of Pensions
• The most recent actuarial Cost Certificate filed with the Superintendent of Pensions
• Any document concerning the conditions of your employment that contains provisions relating to the Plan
• The most recent explanation or summary of the Plan

These documents are also available to your Spouse or any designated beneficiary or your agent, and will be available for review upon your written request to the Plan’s Administration Office.

The current Trustees of this plan are: